Property Taxes

The British Columbia Assessment Authority determines the assessed value of property for tax purposes. The Authority is established under provincial legislation and is independent of the municipality. The District is not involved in determining assessed values. For more information on your assessment contact the BC Assessment office at:

https://www.bcassessment.ca/

Toll Free: 1-866-825-8322

BC Assessment Webpages (info graphics included):

• Property Assessments and Property Taxes: A not-so complicated relationship
• The Property Tax Equation
• How BC Assessment Works

BC Assessment Videos:

• Your Property Value Change and Property Taxes
• Understanding Property Assessments & Property Taxes
• How Property Taxes Are Calculated
• How Property Taxes Are Calculated If Assessment Values Change

• 2026 Tax Rate Bylaw

You must claim your Home Owners Grant every year. The Home Owner Grant must be claimed by the Tax Due Date to avoid penalty. 

Since May 2021, homeowners must apply for the grant directly with the Province instead of through their municipal office. 

There are two types of grants, the regular grant and the additional grant. For more information on the grant and your eligibility please visit the Provincial website.

You can apply for your Home Owner Grant online or by phone.   

• Apply Online
• Toll Free: 1-888-355-2700  

For questions about the Home Owners Grant please call 1-888-355-2700

If your mortgage company or other agent pays your property taxes, it is still your responsibility to claim the Home Owner Grant by applying on the the Provincial website or by calling 1-888-355-2700.

Property taxes cover the fiscal year - January 1 to December 31 - and are due the first business day in July. 

Under the Community Charter, the municipality must charge a 10% penalty on late taxes, which is also applicable to the unclaimed Home Owner Grant portion of your taxes.  Until the Home Owner Grant is claimed, that portion of the balance of your tax account is considered taxes outstanding.

•  Online: Payments can be made through most financial institutions. Add the "District of Peachland Taxes" as a payee.  Your account number is your 8 digit roll number, do not include the preceding 318, spaces, dots, or dashes. Please note each bank may have a slightly different naming convention, if you are unsure please reach out to your bank for clarification.  Please allow for processing times when making an online payment, the funds must be received by the District on or before the due date to avoid penalties.
• In person at Municipal Hall:  Cash, cheque, money order, or debit card at the District Office. If you’re paying by debit (Interac), please check your daily transaction limit beforehand. If your limit is less than your taxes owing, the payment will be declined. You may need to contact your bank to increase your daily limit. The District has no control over this limit. 
• Mail: If you are mailing in a cheque please allow for sufficient delivery time as your payment must be received on or before  the due date to avoid a 10% penalty. Postmarks are not accepted as the date of payment.
• Drop Box: Non cash payments only.  The Drop Box is located at the main entrance at the District office and is available 24 hrs a day.
• Your Financial Institution

We do not accept credit cards.

The Tax Deferment program is a loan program available to eligible B.C homeowners. It allows you to defer your current year property taxes. 

You may be eligible for the program if you are:

•  55 or older 
• A surviving spouse
• A person with disabilities
• Supporting a child under certain circumstances

Visit the Province's website to confirm if you qualify for the tax deferment program and to Apply.

Contact the Provincial Tax Deferment office with your questions about deferring your property taxes.

• Toll Free: 1-888-355-2700
• Office: 250-387-0555

This plan is a pre-authorized payment plan that runs from Jul 15 - May 15  (there is no withdrawn in June).

To apply for pre-authorized payments please complete the Application Form and return it to finance@peachland.ca

Important Information

• The plan will automatically roll forward each year
• If you want to change the withdrawal amount, or your banking information please complete a new application form
•  If you sell your property, please ensure you cancel your participation in the pre-payment program 

For questions about the pre-authorized payment plan you can email finance@peachland.ca 

The District cannot make changes to mailing addresses. 

Please notify BC Assessment directly to change your mailing address.

You will need your folio number, assessment area number, and jurisdiction number.

• Assessment area: 19
• Jurisdiction: 318
• Folio/Roll number: This can be found on your utility or property tax bill.

Important: This refers to change in mailing address only. If you no longer own a specific property, the change in ownership will be picked up when BC Assessment is provided information from the Land Titles office.

Places of worship, private schools and hospitals are required to complete the Places of Worship, Private Schools and Hospitals Application every five years. The District of Peachland will administer these applications on a five year cycle. If the application is approved, the organization is exempt for the number of years remaining in the cycle. The next application is due in August 2026 for the 2027 tax year.

Not-for-profit organizations must complete a Not-for-Profit Comprehensive Application every five years. If the application is approved, the organization will then be required to submit a Not-for-Profit Renewal Application each year until the five year cycle is completed. The renewal application confirms that ownership and use of property has not changed and will be reviewed and approved before a permissive tax exemption is granted for the following year.

At the end of the five year cycle all organizations must complete an application for the next five years. It is the organization's responsibility to notify the District of Peachland of any changes in property ownership and use of the property. The next comprehensive application is due in August 2026 for the 2027 tax year.

Properties

Properties with taxes that have been delinquent for three years may be sold at a tax sale by the District of Peachland in accordance with the Local Government Act.

All properties are sold "as is" without warranty or guarantee from the District of Peachland.

Advertising the Sale

As required under the Local Government Act and District of Peachland Bylaw No. 2374, notice of the Tax Sale will be published on the District of Peachland's website and distributed through the District of Peachland's Email Newsletter Subscription Service. The second notice must be published no fewer than three days and no more than ten days before the Tax Sale date.

Attention Property Owners: To avoid having your property listed in the Public Notice, all delinquent taxes must be paid by September 1, 2026.

Starting Bid (Upset Price)

Properties are offered for sale at the upset price, also known as the starting bid. The upset price consists of all outstanding taxes, penalties, and interest, plus a 5% tax sale fee and applicable Land Title Office fees.

If no bids are received after three calls by the Collector (auctioneer), the District will be declared the purchaser at the upset price.

Becoming a Bidder

Individuals interested in participating in the Annual Tax Sale auction must attend in person and register before the auction begins. If bidding on behalf of a corporation or business, the bidder must provide their Social Insurance Number or Business Number. 

Register in advance at the District of Peachland Municipal Office or at 9:30am on the morning of the tax sale. Bidders should make arrangements with their financial institution in advance to ensure guaranteed funds are available by the payment deadline.

Payment Deadline

The highest bid will be accepted and recorded. Payment must be made in the form of guaranteed funds (cash, certified cheque, or bank draft) for the full amount of the successful bid and must be received no later than 1:00 p.m. on the day of the Tax Sale.

If the successful bidder fails to provide payment by 1:00 p.m., the District will conduct a new auction the same day at 2:00pm at the District of Peachland Council Chambers.

Property Buy Back (Redemption)

As required by law, the Collector must notify the original property owner(s) of the sale within 90 days of the Tax Sale. Property owners have the right to redeem, or buy back, their property by paying the required taxes and fees within one year of the sale date.

To redeem a property purchased by a private bidder or the District, the original property owner(s) must pay the full upset price, plus interest on the purchase price at the rate prescribed by the Province, within one year of the Tax Sale.

For information regarding rights during the redemption period, please refer to Section 665 of the Local Government Act.

Unredeemed Properties

If a property is not redeemed by the original owner(s) during the one-year redemption period following the Tax Sale, the Collector (auctioneer) will register the new owner with the Land Title Office. This registration cancels all previously registered charges, except those specified in Section 276(1)(c) to (g) of the Land Title Act, as well as any lien held by the Crown or an improvement district.

The new owners are required to pay any applicable property transfer tax.